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Travel insurance is mandatory in order to participate on any of our trips. When selecting a travel insurance policy please bear in mind that all clients must have medical coverage and that we require a minimum coverage of USD 200,000 for repatriation and emergency rescue. We strongly recommend that the policy also covers personal liability, trip cancellation and loss of luggage. 
  • Single Trip Insurance is for a single trip of up to 365 days and covers the very basics, it's best if you don't plan to travel much.
  • Annual Multi-Trip Protection is for all your trips abroad in a year, wherever your travels take you.
  • Backpacker/Long Stay Cover is for those who're taking a long trip or backpacking around the world.
  • Winter Sports Cover is used whether you're a complete novice or a seasoned skier, you need the right protection on the slopes. You will be provided with rapid emergency treatment if you're injured and, if required, will be transfered safely home too.
  • Sports & Activities Cover so you can enjoy your trip away as much as possible. That's why such programm covers many sports and leisure activities as standard. 
  • Pre-existing Medical Conditions Cover is used where the advanced online medical screening enables you to declare your condition quickly and confidentially without having to call.
  • Business Traveler Cover protects your laptop or iPad so you can give yourself some extra peace of mind when traveling for business.
  • Luxury Protection Cover for complete coverage, showcasing unique benefits such as full medical coverage, sports equipment rental and cancellation due to business reasons all included in the base plan.

Encountering the unexpected is often a part of travel; ranging from the inconvenient to a truly serious emergency. Insurance Companies offer competitive travel protection plans coupled with 24-Hour travel assistance & concierge services to meet the challenges of today's travel and help you relax and enjoy your trip. 
Consider these reasons to purchase a plan before departing, for a greater sense of security on your journey. 
Offers Some Peace of Mind
Whether you lose your job, a hurricane blows through your destination, or your air company declares bankruptcy, a broad range of plan benefits help get you back on track and find some peace of mind your trip deserves. 
Credit Card Shortfalls
Credit card may not protect you in cases of travel delay, trip cancellation or emergency medical coverage overseas. These plans tend to have highly limited benefits - always do your research to ensure you're fully protected. 
Travel Investment
You work hard for the money and time invested in planning your vacation. Unfortunately even the most careful preparation doesn't avoid life's surprises if you need to cancel or interrupt your trip due to a covered reason. Purchasing a protection plan will help make sure you don't walk away empty-handed. 
Medical Expenses
Ensure you're covered to see a doctor for a medical emergency while traveling. Your personal medical healthcare policy may offer limited coverage or none at all, once you travel outside the country of residence. Also, the plan may lower benefits or have deductibles when using an out-of-network doctor. Insurance plans provide First Payer Coverage with no deductible for easy claims handling, less time and hassle to receive reimbursement for eligible losses from us first. Funds may be recovered from your medical or other collectible insurance plans. 
Emergency Transportation
Your health and safety is a concern of Insurance Companies. If an emergency medical evacuation becomes necessary, they will transport you to the nearest suitable hospital to receive treatment. Additional benefits include transportation of a visitor of your choice to stay with you or to transport any traveling children back home, should you become hospitalized. 
Personal Belongings
A trip to the beach isn't much fun without a bathing suit. If your luggage is delayed or lost, some travel plans go above and beyond - not only refunding you for items lost, stolen or damaged, but reimbursing you for necessary items you need to buy to continue having fun on your trip until your baggage is returned. 
Travel Assistance & Concierge Services
Don't overlook this valuable component of each and every one of the insurance plans. Available 24/7, call the toll-free number prior to departing for assistance or advice on planning your trip – from booking concert tickets to making dinner reservations or a tee time for golf. While traveling, one toll-free call gives you access to a variety of travel services such as medical emergency assistance and lost baggage retrieval.

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